Credit & Risk Analyst
Location:
Denver, CO
Status:
Permanent - Hybrid
Numbers tell a story. Risk analysis tells you what comes next. As a Credit & Risk Analyst, you’ll analyze loan portfolios, evaluate credit and documentation, identify key risks, and help strengthen the processes behind sound lending decisions. From leading review activities to presenting findings to senior leadership, you’ll have the opportunity to make your expertise count. Ready to put your credit and risk knowledge to work? Apply today!
YOUR Why
As a Credit & Risk Analyst, you will conduct credit quality, credit administration, and credit operational reviews within the Bank, District Associations, and other financial companies. You will lead review activity plans, oversee review processes, and prepare professional reports for senior management. By analyzing financial statements, credit narratives, and loan documentation, you will identify key areas of concern and recommend enhancements to strengthen credit administration and operational workflows.
How YOU Will Spend YOUR Days
Identifies and completes continued education requirements, in line with Asset Review guidelines, as well as specific training opportunities developing leadership skills or specific credit expertise.
Leads initial risk assessment activity for loan portfolios including summarizing key risk factors from regulatory and portfolio reporting as well as identifying key control areas to be tested during review activity.
Conducts ongoing credit, credit operations, and documentation reviews across portfolios to ensure completion of the annual Asset Review plan, including assessment of collateral, underwriting standards, and servicing requirements.
Assures development of a coordinated and complete set of work-papers documenting portfolio analysis results.
Summarizes findings related to credit classification, administration, capital adequacy, and loan loss provisions for presentation to senior management, boards of directors, and regulatory agencies.
Prepares activity reports for submission to leadership.
Participates in Asset Review planning and budgeting activities.
Shares knowledge of established review programs across team members to ensure consistent application of risk rating methodologies.
Provides consultative services on control and credit activities as well as lending and administrative guideline development on a periodic basis.
What YOU Bring
Experience conducting credit quality, credit administration, and credit operational reviews within commercial banking or financial institutions.
Ability to act as Examiner-in-Charge, leading loan review activity plans, coordinating review teams, and producing high-level reports for senior management.
Strong expertise analyzing financial statements, credit narratives, spreadsheets, promissory notes, and legal loan documentation.
Solid background in assessing loan portfolio risk, capital and loan loss provision adequacy, and risk rating/performance classification methodologies.
Strong knowledge of credit control activities, underwriting standards, and lending/administrative guidelines.
Excellent written communication skills for writing comprehensive trip and review reports for executive leadership, boards of directors, and regulatory agencies.
Demonstrated commitment to ongoing professional development and leadership training in credit and risk management.
Location: Full time, Hybrid role (3 days onsite) in Denver
Compensation: $55/hour
No third parties: No C2C or sponsorship available
Post id:
CRA-C
